Month: April 2021

A higher NIM suggests that the bank is effectively generating income from its loans and investments while keeping its funding costs low, which usually leads to better profitability. Income statements are important because they show the overall profitability of a...

It helps diversify the bank’s revenue, which means the bank doesn’t have to rely solely on interest income. This is especially helpful when interest rates are low, making it harder to earn money from loans. Loans to customers are considered assets because this is the...